Bill - you may consider LifeCycle, those funds allocate based on age/retirement date and then adjust funds to a risk that's lower as you near retirement. Dan
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On Jun 7, 2019, at 9:09 AM, bill_steele_sr@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
Let me qualify my question by saying that I understand the disclaimer about this not being a place where advise is given in a licensed fiduciary manner- so I'm looking for Casual opinions and will not bear any ill will if I follow suggestions that turn out to be less than profitable.With that said. I'm 5 years away from retirement. Should I keep going with this group's recommendations- currently "S" or should I move my money and park it in safer waters. The groups has a good track record, while the managed funds are not so good. If I stay with the group for 5 years and do well- and then the market tanks in 4 years, am I likely to earn enough for the loss to offset the dismal returns I'd get if I parked it in an L Fund?I'm not versed in talking about this stuff so I hope my question makes sense. Bottom line- Where to put my money with 5 years to go. I'm also considering increasing my contribution from 10% to 15% for the final 5 years.
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Posted by: daniel thompson <danbev6462@yahoo.com>
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