For me I put in half to my Roth during the Obama administration because I found out that my tax bracket was lower than during the previous but I will be putting everything back to regular because I would rather pay my tax when I retire when my life style is just for basic needs anyway and I don't know yet if the current admin will increase our taxes
Sent from my iPhone
Sent from my iPhone
On Feb 26, 2017, at 7:01 AM, jarhead_rr@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
It almost is. Very few people take the current tax savings and invest that amount too. Most people pick a percentage and leave it at that. Also there is still a tax break for just retirement savings when you file each year. Also given the fact that most people will be in a higher tax bracket when they retire than they are now, even if they did invest the extra from the tax deferment, the extra amount in their accounts at retirement will be mitigated by the amount paid in income tax.
It is worth researching and making an informed decision based on your personal circumstances, but for most situations, Roth is the best option.
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Posted by: Nelson Garcia <it2garcia@yahoo.com>
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