Re: [TSP_Strategy] IRS Contribution limits

 

Employer match counts toward 401(k) limit?

By Dr. Don Taylor, Ph.D., CFA, CFP, CASL • Bankrate.com

Dear Dr. Don,
Do employer contributions to a 401(k) plan count against the maximum limits you can contribute to the plan? Do they affect the amount you can put into a traditional or Roth individual retirement account?
-- Pat Plans

Dear Pat,
The employer matching contributions don't count toward the maximum limits that you can contribute to a 401(k) plan. There is, however, a combined contribution limit of $53,000 for the employer and employee contributions in 2015.

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