Michael,
It appears from your website that your service is largely informational. With respect to assisting people with their TSP allocations, this is what you state:
We fully appreciate that many investors are not interested in the ins and outs of the market or the economy. So we provide a lower cost service to receive e-mail alerts notifying you of allocation changes. We have our time-tested Seasonally-Modified Buy & Hold strategy and our new Expedient Timing Model to choose from. The Seasonal strategy provides four separate timing signals depending on which fund you invest in. We use the Expedient Timing Model to provide additional recommendations on which fund to invest in and the highest recommended allocation level based on all available subjective indicators. We provide e-mail alert for allocation changes or allocation change heads up. You will have limited access to the member's section of the website when you log on. We will provide you updates on the website for changing market conditions as well as current allocation recommendations.
If I understand this correctly, if I wanted your assistance in allocating my TSP, you would offer 5 different allocations, leaving the decision of which allocation to choose to me. Is that correct? If you are knowledgeable with respect to the various factors discussed, and know when to be bullish and when to be bearish, then why not offer 1 allocation?
Posted by: sarah_oz@yahoo.com
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