Re: [TSPStrategy] S Fund

First, this post is not directed at any individual or intended to confront, challenge, or start an argument with anyone.  It's just my observation after reading recent postings.

Sara is not giving investment advice to individuals.  She is, however, graciously sharing her knowledge, insights, and opinions to help the members of the group.  Individuals can choose to follow her opinions or reject them, but that decision is the individuals to make not Sara's.   IMO, it is unfair to criticize when the results of her approach are less than optimal. Hindsight is always clear, while predicting future markets is murky at best.

Thank you Sara.  You have helped this group immensely, and hopefully will continue to share your insights, knowledge, and opinions in the future.

On Nov 18, 2021, at 11:00 AM, Arash Etemadi via groups.io <arashet=yahoo.com@groups.io> wrote:



I, too, only read articles here. 

My two cents is that how can one give the same advice about the investment strategy of a large group with mixed goals, risk levels, and financial situations? How can one tell the same thing to someone who is at the beginning of their career and will be contributing for 20 years, one who will do so for 2 years and a current retiree?

On Thursday, November 18, 2021, 09:24:13 AM EST, Nelson Garcia via groups.io <it2garcia=yahoo.com@groups.io> wrote:

Newbies, preservation of your TSP funds is better than loosing it specially during that uncertain time when she decided to switch to G in December. Base on my experience in following her and other defunct TSP paid groups I have more peace of mind in following her free advice.

On Nov 18, 2021, at 5:42 AM, Dave in Dallas <datruedave+GroupsIO@gmail.com> wrote:

On Wed, Nov 17, 2021 at 03:25 PM, Kurt Peterson wrote:

Can I please ask why everyone is so appreciative of Sarah's advice? I'm down a potential TON of retirement money because I stupidly followed her advice last December to bail on S and C funds and go all into G. I have much reluctancy to trust her. I don't know much about her other than she is supposedly some TSP guru, however, with a horrid track record of advice since I've known of her. 

She may be reluctant to do it after this past year, but she used to post her returns compared to those of other (paid) TSP advisory services. 

 

I know that she doesn't have a crystal ball.  I know that avoiding a loss is far more impactful than realizing a gain for the same amount.  If I were you, I'd read more of the articles that she shares and realize that there are different investing strategies that serve different needs, but not a single one of them can predict the future.  If you're looking for someone to tell you where to invest so that you can maximize returns and never have losses, well, you're going to be very disappointed no matter where you look for advice.

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Ditulis oleh: Andriansyah -