Re: [TSPStrategy] Miss the good old days in Tsp strategy 2012

I have been estimating that with 125,000 as my pay, 20 years of service left and a 10% return rate, I should have 2.3 million in the account by 62. 

Respectfully, 

Damian Cotto

On Wednesday, November 10, 2021, 18:25, Mike VanAmburgh <mjv325@gmail.com> wrote:

I've also been 50C/50S since 2016. I started federal employment in 2014 and was doing C S and I until the I Fund became too volatile. 

The L Funds aren't designed to be mixed, since they are already a mix of the five main funds. The L Funds also have way too much invested in G, F and I for my preference. Another thing I don't like about them is they convert more to G and time goes on, with the mindset that you should accept less risk as you near retirement. 

I will likely remain 50C/50S until I die. There will be downturns, but I'm ok with riding them out. I'm ok with accepting the 'risk'. 

Mike

On Wed, Nov 10, 2021 at 4:49 PM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:

With 20 years to go just go 50% S and 50% C and forget about it. Don't know your personal situation, i.e. home, children, college, but try to maximize your  contribution to maximum allowed, then add to IRA's including Roth, and pay down your debt. Being debt free when you retire will liberate you and give you freedom to do want you want to do. 

Richard

On Nov 10, 2021, at 5:35 PM, Damian Cotto via groups.io <damian.cotto=yahoo.com@groups.io> wrote:

 I currently have my contributions allocated 

L2055 10%

L2050 15%

C Fund 60%

S Fund 15% 

My personal investment performance is 18.87% for the last 12 months. 

I have another 20 years of investing. Any advice? 


Respectfully, 

Damian Cotto

On Wednesday, November 10, 2021, 17:14, Del Brett <bretdelman@msn.com> wrote:

You can go to tsp.gov and type in any date and it will tell you your balance.