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Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

@bradley.stubbs20 days is essentially 1 month after you subtract out the weekends and occasional holidaysEasiest way to get data1) do you have excel?Go to tspcenter.comYou can get chunks of data in 999 day increments There are about 260 trading days in a year, minus weekends (104) holidays ~12+)Do...
Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

Thanks.  Looks I need to start collecting some data. From: TSPStrategy@groups.io <TSPStrategy@groups.io> On Behalf Of winfield100 via groups.ioSent: Saturday, November 28, 2020 7:18 PMTo: TSPStrategy@groups.ioSubject: Re: [TSPStrategy] Congrats to everyone that stayed the course I...
Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

I am still 100% S fund and retired in March 2016I graph the funds daily with 20 day moving averages and +/- 2 standard deviation bandsand a linear regression lineI graph the daily, 5 day, 20 day and 50 day moving averages and make an oscillator from summations of ifttt logicalsI graph the slopes of...
Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

Any thoughts on allocations within TSP for those already retired?I don't need to take withdrawals now but RMD's are < 7 years away.My thought is to keep at least 30% in equities to provide some growth and offset potential inflation. From: TSPStrategy@groups.io <TSPStrategy@groups.io>...
Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

To thebigzwatson:FYI: Here is what happened in 1987. In January, many speculators and inexperienced investors were diving into stocks, which is a contrarian sell signal. i had done better than I thought I would; so being risk averse by nature, I went to money markets. The market then continued upward...
Re: [TSPStrategy] Congrats to everyone that stayed the course

Re: [TSPStrategy] Congrats to everyone that stayed the course

Roman, I wish to comment on the necessity of having a house paid off early.  I retired in 2016 a coupe years after a divorce.  At that time my house was within 5 years of being paid off using a 15 year mortgage.  The houses in my area rent for over $2000 per month.  My mortgage...
Re: [TSPStrategy] TSP Allocation's for 2021

Re: [TSPStrategy] TSP Allocation's for 2021

 No window, you can adjust at anytime. _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1886) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]...
Re: [TSPStrategy] TSP Allocation's for 2021

Re: [TSPStrategy] TSP Allocation's for 2021

I believe it's 12/19/20On Thu, Nov 26, 2020 at 11:52 AM Robert Hogan <robert@connect2hogan.com> wrote:Right now I'm putting in $1300 pp because I had to do some adjustments are the beginning of the year so I was wanting to know the window to adjust back to $750 pp. _._,_._,_ ...
Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

95% of my FSA claims are automated.  When I bought prescription sunglasses from Oakley, I had to turn in a claim with the invoice to get reimbursed.  When I get a massage, it's automated at one of the spas that i go to, and other other one I have to make sure I get a receipt if I want to...
Re: [TSPStrategy] TSP Allocation's for 2021

Re: [TSPStrategy] TSP Allocation's for 2021

Also those doing catchup will need to adjust due to the catchup changes. _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1883) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your Subscription | Contact Group Owner |...
Re: [TSPStrategy] TSP Allocation's for 2021

Re: [TSPStrategy] TSP Allocation's for 2021

Right now I'm putting in $1300 pp because I had to do some adjustments are the beginning of the year so I was wanting to know the window to adjust back to $750 pp. _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1882) | Reply To Group | Reply...
Re: [TSPStrategy] TSP Allocation's for 2021

Re: [TSPStrategy] TSP Allocation's for 2021

What changes are you wanting to make? I don't know of anything different for 2021. The max is still 19,500.On Thu, Nov 26, 2020 at 10:41 AM Robert Hogan <robert@connect2hogan.com> wrote:Just wondering what is the drop dead date to make the adjustments for TSP Allocations for 2021, I know it's...
[TSPStrategy] TSP Allocation's for 2021

[TSPStrategy] TSP Allocation's for 2021

Just wondering what is the drop dead date to make the adjustments for TSP Allocations for 2021, I know it's in December but not quite sure of the dates to reflect 2021 changes.  ThanksRob _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

0.75%Been dca into their funds for a couple months now in a roll over ira to see how they do vs. My own management in my roth.I like how it is a very focused on disruptive Innovation.  So hopefully getting mostly winners vs the average market.As easy as etfs are, I think their usefulness is diminishing...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

No idea, i just follow _because_ Cathy Wood is early believer in Tesla and has $10 Billion under management in her fundsI am not an investment advisor, i have lost an extreme amount of money in my life like between 7 and 8 figures thru hubris img alt="Inline image" class="yahoo-inline-image"...
Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Bill Steele, It sounds like you are asking about an HSA (Health Savings Account), not an FSA (Flexible Spending Account). I have used both and now use an HSA. An FSA has the advantages mentioned above including seamless payment of copays and deductibles. An HSA, as you mentioned, issues you a...
Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Before I retired, I participated in FSAFEDS for many years and it worked very well for us.  There is no debit card - just an electronic account that deposits money in your bank account.  For doctors visits and such, there is no paperwork to fill out at all - your...
Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

I used it for years (before I retired). It was great. You decide how much you want to deduct from your paycheck automatically. When the Insurrance company posts the EOB statement you get reimbursed from FSA. There are some medical items like glasses, and dental, some medical supplies or equipment that...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

See attached screenshot with expense ratios for ARK ETFs. Source: https://www.etf.com/channels/ark-etfsOn Wed, Nov 25, 2020, 2:31 PM Mike Sall via groups.io <standards1022=yahoo.com@groups.io> wrote:ARKG is a new shiny object for me.  Any idea what the expense ratio's run for ARK ETF's?Thank...
Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

Re: [TSPStrategy] Off Topic: Health Care Spending Accounts

I've enrolled for years now, and rarely submit forms any major re - everything is nearly "automatic" once you set things up online.On Nov 25, 2020, at 2:24 PM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:I got an email about enrolling in FSAFEDS. I use quite a few...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

ARKG is a new shiny object for me.  Any idea what the expense ratio's run for ARK ETF's?Thank You, W...
[TSPStrategy] Off Topic: Health Care Spending Accounts

[TSPStrategy] Off Topic: Health Care Spending Accounts

I got an email about enrolling in FSAFEDS. I use quite a few services and monthly medications. The information on the website raised more questions for me than it answered, and the contact phone number is for members only.In the past I thought that a person who had one of these spending accounts put...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

It gives me confidence I had "butterflies and a funny feeling" from December thru February 2029-2020 that I ignored so I got caught in that black swan VI took a vacation to visit daughter who lives 6 time zones away and missed another downdraftI _could_ have done 100% G for a short time then back...
Re: [TSPStrategy] Next Decade Predictions?

Re: [TSPStrategy] Next Decade Predictions?

Oh my gosh, Scott, I hope you are right! :) _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1869) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]...
Re: [TSPStrategy] Next Decade Predictions?

Re: [TSPStrategy] Next Decade Predictions?

Thanks for the reply, Richard.  I'd like to stay the course for now... I'm going to see how I feel in 10 years whether I want to keep working or not.  _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1868) | Reply To Group | Reply...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Catherine Wood Is a stock picking genius. Carlos MirandaMirandarts@gmail.comOn Nov 24, 2020, at 5:03 PM, winfield100 via groups.io <winfield100=yahoo.com@groups.io> wrote:96 ARK Invest | We Believe Innovation Is Key to GrowthARK Invest | We Believe Innovation Is Key to GrowthARK...
[TSPStrategy] new membership approval

[TSPStrategy] new membership approval

Have a friend that wants to join the group.  Who approves requests to join?  thanks. _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#1866) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your Subscription |...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

ARK Invest | We Believe Innovation Is Key to GrowthARK Invest | We Believe Innovation Is Key to GrowthARK Invest focuses solely on disruptive innovation and offers investment solutions to investors seeking long-ter... i own a bunch of the etf's otherwise ...
Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Re: [TSPStrategy] Next Decade Predictions and 15 year graph

Can you give me the site for Ark?ThxOn Tue, Nov 24, 2020 at 12:36 PM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:So if you are basically buy and hold for the TSP (nothing wrong with that) if you are long, then why bother to track and plot the MA's or the Bollinger bands? RichardOn...