I know this is a very personal choice dependent upon various factors. Still, I'd really appreciate any opinions (Sarah?).
I'm 59 years old, about 6 years from retirement. I've been a USPS employee for 22 years, and have contributed to TSP the entire time...C fund exclusively until this last election. Got out at the wrong time to the G fund! No mortgage, kids, credit card debt... Married to a woman who is 10 years my junior, so, she should be working a good 10 years after I retire.
So here's my question. How much $$ should I hold in the G fund, if any, while I invest in the C and S funds for the next 6 years? Thanks.
If funds are needed near term, you want to stay as much as possible in the G fund.
If funds are not needed near term, you want to stay as much as possible in equities.
Whether you should be in S, C or I depends on other factors that will continue to vary. However, the general trend will hold for all three.
If you don't want to follow the markets, stay in the L funds. The longer the term, the more you will be in equities. (L Income = mostly G; L 2050 = mostly equities)
Posted by: sarah_oz@yahoo.com
Reply via web post | • | Reply to sender | • | Reply to group | • | Start a New Topic | • | Messages in this topic (8) |
Belum ada komentar untuk "[TSP_Strategy] Re: How much should I protect in the G Fund?"
Post a Comment