If you are concerned about this retirement withdrawal strategy, consider the bucket strategy popularized by Christine Benz at Morningstar.
You don't have to use specific funds, just something in the general category.
On Mar 27, 2016 2:28 AM, "Gary tweet_pa@yahoo.com [TSP_Strategy]" <TSP_Strategy@yahoogroups.com> wrote:
FYI
Note: "Total years of FERS service" means actual years of FERS service. It doesn't include any years of civilian or military service for which you've made a deposit to the retirement system.
On 3/26/2016 10:00 AM, Gary10122000 gary10122000@aol.com [TSP_Strategy] wrote:
I was just curious since others were comparing CSRS to FERS I had not seen anyone mention the supplement, Since I retired early at age 52 under an early out I had to be creative and was fortunate to have a substantial TSP balance, but when my supplement kicks in next year I will be receiving more than what a CSRS employee would receive at the same grade. The link below gives info on receiving and calculating the supplement for eligible employees.
-----Original Message-----
From: Don Libes don@libes.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com>
To: TSP_Strategy <TSP_Strategy@yahoogroups.com>
Sent: Fri, Mar 25, 2016 11:16 pm
Subject: Re: [TSP_Strategy] TSP Withdrawal Strategies
My HR specialist says "We no longer compute this supplement for employees" so, if other agency HR depts are like ours, that might be a reason people might not be aware of the FERS annuity supplement.
Looking back at previous retirement estimates when HR did include the annuity supplement, it appears that the computation was incorrect (or based on incorrect figures). That may be why HR stopped including it and now leaves the responsibility to employees. Sigh.
Don
> On Mar 25, 2016, at 10:45 PM, 'gary10122000@aol.com' gary10122000@aol.com wrote:
> I haven't heard anybody mention the FERS supplement which takes the place of the Social Security portion until you turn 62
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Posted by: Allen Green <gtwhitegold@gmail.com>
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