Cindy,
Yes you will pay higher fees but in reality it's not that high. We are just spoiled with the TSP. certain funds are worth paying a little more. SWHFX is one of my core holdings in my Roth. It has a .8 % fee. But has a much higher Yearly return then TSP funds so more then makes up for it.
Till they change the withdrawal options and I have 21 more years to go till then. I say IRA for me. If my investments do better one year I can take more out or less.
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Posted by: charleswsmith1@yahoo.com
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