On Mar 22, 2018, at 10:02 AM, Richard Adams pianoman3131@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
I am officially changing my following to Tsp wealth. They are also free, they did better than we did last year and they seem to be more proactive in changing allocations. No offense to this group or Sarah, I appreciate the gains I have made and probably wouldn't have done so well without the recommendations here, but this latest sit on the I fund, and it's meaningless tracking with efa , and the fact that on bad days it does worse than c or s, and on good days it doesn't do better than c and s, has made up my mind to go for a change of scenery. For what it's worth, Tsp wealth recently changed allocations 20 g, 40 s, 40 c. I just changed my Tsp to reflect this. Good luck to all of you and I would still like to follow this group and stay in touch. 55 year old is employee with 34 years of service.
On Sun, Mar 11, 2018 at 17:45, del brett bretdelman@msn.com [TSP_Strategy]<TSP_Strategy@yahoogroups.com> wrote:
It fell bad in 2008 and came back in 2 years I believe. We rode it out no problem.
Sent from Mail for Windows 10
From: TSP_Strategy@yahoogroups.com <TSP_Strategy@yahoogroups.com> on behalf of 'steve_thompson777' steve_thompson777@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups..com>
Sent: Sunday, March 11, 2018 8:43:09 PM
To: TSP_Strategy@yahoogroups.com
Subject: RE: [TSP_Strategy] Why I fundI understand that, but what if it takes 1,000 years to come back to what it was before the drop?
Hopefully this will be my last email on this, but I am simply telling you that anybody who is anybody is expecting a 20% to 40% drop in the US stock market in the next year to year and a half. And they strongly expected it to happen sometime this year.
https://www.investopedia.com/news/1929-stock-market-crash-could-it-happen-2018
If you want to try to sell before it happens then good. If you want to go down with the ship, and see how many decades it will take for your money to come back, then good as well…. (People in Las Vegas are still waiting for their houses to get back to pre 2009 bubble values.)
Steve.
From: TSP_Strategy@yahoogroups.com [mailto: TSP_Strategy@yahoogroups.com ]
Sent: Sunday, March 11, 2018 6:48 PM
To: TSP_Strategy@yahoogroups.com
Subject: Re: [TSP_Strategy] Why I fund
You only lost $120,000 if you sold (went back to G) when it dropped.
Mike
On Mar 11, 2018, at 5:43 PM, 'steve_thompson777' steve_thompson777@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
Agreed. The last 12 months have definitely been good for all who were in S and C. I wish I had more of my money in S and C over the past 12 months. Today I don't know.
To continue the hypothetical…. If you have $300,000 in C and the C fund declines by 40% by close to trading tomorrow, you have lost $120,000.
From: TSP_Strategy@yahoogroups.com [mailto:TSP_Strategy@yahoogroups.com ]
Sent: Sunday, March 11, 2018 5:58 PM
To: TSP_Strategy@yahoogroups.com
Subject: Re: [TSP_Strategy] Why I fund
If you started with the 300k (assumption) on 01/01/18 (you moved CASH from a 401k to TSP) then yes you would be taking an 8K loss.
But if you were even 1 year in TSP from 01/01/17 then you will not have a loss. You would still be up around 15% and that is good.
Posted by: barbs <miandsh2000@yahoo.com>
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