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[TSP_Strategy] Seasonal Musings 2017...TSP Center

[TSP_Strategy] Seasonal Musings 2017...TSP Center

 

This strategy seems to be quite popular with some of the folks at TSP Center. Something like 400+people just made IFTs to the F Fund for the month of June. Not sure what to make of this strategy.
http://tspcenter.com/forums/viewtopic.php?f=14&t=13214

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Posted by: roguejim@q.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

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Re: [TSP_Strategy] Re: Final 2016 Advisory Services Performance Update

Re: [TSP_Strategy] Re: Final 2016 Advisory Services Performance Update

 

SArah, this link goes to sectorsurfer tsp example strategy, which counts as one of your premium strategies if you add it.  http://www.sumgrowth.com/TSP/  the chart on that page shows the funds included in strategy.  A link below that chart downloads an excel spreadsheet with historical* performance data..2016 strategy performance around row 75 was 1.82 %. average of all funds in mix was 8.09%. So not good last year when strategy got shafted by a bad "storm guard" signal and did not exit during surprising turnaround. cost is $10/month with $10 extra first month so $120/year  * the strategy has a born on date of 5 mar 99 so older data is projected backwards using algorithims but strategy was't available then.

The website was created in September 2008, so this probably started in 2009.

Obviously, we could track it yearly, but no more than that since it doesn't provide monthly data.  For 2016, it returned 1.8%


Final 2016 Advisory Services Performance

 

TSP Wealth...............................12.9% (free)

TSP Millionaire..........................10.3% ($132/yr)

TSP Advisor................................8.2% ($120/yr)

Rev Shark.................................. 7.8% ($199/yr) 

TSP Max.....................................6.8% ($100/yr)  
TSP Folio....................................6.7% ($149/yr)

Coolhand ...................................5.6% ($227/yr)

TSP Pilot ....................................5.4% ($150/yr)

TSP Coach.................................3.9% ($60/yr) 

TSP Key.....................................2.9% ($99/yr)

Intrepid Timer............................. 2.7% ($300/yr)

SectorSurfer...............................1.8% ($130/yr)


TSP Strategy...............................7.5% (free)





ANNUALIZED RETURN PERCENTAGES"
"- - - - ","Strategy","Average"
"All Years","15.05","7.66"
"20 Years","13.99","6.10"
"15 Years","13.26","6.51"
"10 Years","12.14","4.15"
"5 Years","11.92","10.51"
"3 Years","5.36","5.28"
"1 Year","3.00","14.44"
"Y.T.D.","4.30","8.50"
2016,"1.82","8.09"
2015,"0.58","-1.77"
2014,"10.82","5.04"
2013,"34.50","21.23"
2012,"16.13","15.15"
2011,"13.74","-2.86"
2010,"16.75","14.20"
2009,"18.09","28.46"
2008,"7.90","-35.53"
2007,"10.64","4.75"
2006,"22.74","16.76"
2005,"3.51","8.32"
2004,"13.87","13.14"
2003,"21.85","29.89"
2002,"8.34","-17.27"
2001,"8.32","-12.37"
2000,"-1.35","-10.46"
1999,"11.70","20.48"
1998,"49.97","23.67"


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Posted by: sarah_oz@yahoo.com
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Check out the automatic photo album with 2 photo(s) from this topic.
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Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Re: [TSP_Strategy] Re: Final 2016 Advisory Services Performance Update

Re: [TSP_Strategy] Re: Final 2016 Advisory Services Performance Update

 

SArah, this link goes to sectorsurfer tsp example strategy, which counts as one of your premium strategies if you add it.


the chart on that page shows the funds included in strategy.  A link below that chart downloads an excel spreadsheet with historical* performance data..
2016 strategy performance around row 75 was 1.82 %. average of all funds in mix was 8.09%. So not good last year when strategy got shafted by a bad "storm guard" signal and did not exit during surprising turnaround.

cost is $10/month with $10 extra first month so $120/year

* the strategy has a born on date of 5 mar 99 so older data is projected backwards using algorithims but strategy was't available then.

On Tue, May 30, 2017 at 7:45 PM, sarah_oz@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 

Sarah,  I think you should consider adding sectorsurfer in the advisor groups you track. I have been a paying member about 4 years and the returns are listed in the tsp plan strategy,  which they state is their most widely held strategy. Realize the signal to change comes at a point where someone using service has to trade day following. I wonder if this is a situation other services have as well.  In any case the factor can be random plus or minus and likely not significant over the years with 2 or so trades per year.

Please show me the link that provides their TSP returns.


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Posted by: Ralph Architzel <rarch71@gmail.com>
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Check out the automatic photo album with 2 photo(s) from this topic.
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Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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[TSP_Strategy] Fighting Proposed Retirement Benefit Cuts

[TSP_Strategy] Fighting Proposed Retirement Benefit Cuts

 

D.C.-Area Lawmakers Vow to Fight Proposed Federal Retirement Benefit Cuts

5:07 PM ET

Members of Congress representing districts near the nation's capital are gearing up for a fight with the Trump administration over the proposals to reduce federal employee retirement benefits in the president's fiscal 2018 budget plan.

Released last week, the budget proposed an increase in employee contributions to the Federal Employees Retirement System over the next six years, an elimination of cost of living adjustments for employees and retirees under FERS and a 0.5 percent reduction in COLAs for Civil Service Retirement System participants. The budget blueprint also would eliminate the subsidy for FERS workers who retire before Social Security kicks in at age 62.

In addition to the retirement benefit cuts, the proposal also includes a 1.9 percent pay raise for civilian federal employees in 2018, and a 2.1 percent increase for military personnel.

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A bipartisan group of lawmakers representing the D.C. region, which is home to more than 300,000 federal workers, condemned the retirement cuts and pledged to oppose them. Several also said they may advocate for bringing the civilian pay hike in line with the military boost.

"Attacks like these on federal employees will prevent our government from recruiting the best and brightest workforce possible—and that harms the American people, who should have the best people working for them," said Rep. Steny Hoyer, D-Md. "I will continue to advocate for our hardworking civil servants, and I will actively oppose any efforts that unfairly target federal employees."

Rep. Gerry Connolly, D-Va., who serves on the House Oversight and Government Reform Committee, decried the Trump administration's proposal given previous sacrifices made by federal workers in recent years in the form of benefit cuts and pay freezes.

"Under the cloak of 'reforming' federal retirement benefits, President Trump's budget plan seeks to slash benefits and increase employee contributions by an additional $150 billion," Connolly said. "Federal employees have already sacrificed $189 billion to help reduce the deficit. Enough is enough. These are the doctors and nurses who care for our wounded veterans, scientists who research cures for diseases, and border patrol agents and law enforcement [officers] who keep us safe."

Sen. Ben Cardin, D-Md., said he would be organizing support from lawmakers in his chamber to prevent the retirement changes from making it into spending bills.

"I'm organizing like-minded senators that will join together in letters and in strategy during the appropriations process to make it clear that if they want our support, they'll need to do what is right for our federal workforce," he said. "We have been successful in the past in blocking a lot of the more punitive measures, but this [budget] is particularly problematic, since it cuts benefits, makes workers pay more and it doesn't give agencies the adequate personnel to carry out their mission."

Connolly spokesman Jamie Smith said the congressman also would support efforts to grant civilian employees the same pay raise as military service members.

"We need to be making federal employment a more attractive service [for potential jobseekers], so we will push back on this and continue to make a case on the critical services that federal employees provide and build up allies on the issue," Smith said. "We've supported pay parity in the past, and I imagine we'll continue to support that."

Cardin also said he would support pay parity for civilian and military employees, noting that particularly in the Defense Department, raise discrepancies between civilians and troops can become a "morale issue."

"Historically, we've had parity in the adjustment for civilians and our military personnel for several reasons," he said. "It's fair—the cost of living is the cost of living, whether you're military or a non-military federal worker."

Rep. Barbara Comstock, R-Va., also questioned the wisdom of reducing benefits for federal workers and indicated she would not support the administration's efforts on the issue.

"Another priority of mine has always been to look out for our hardworking federal employees," Comstock said. "This budget unfairly burdens our federal employees with benefit and budget cuts. We cannot balance the federal budget on the backs of our federal workers."


5:07 PM ET

http://www.govexec.com/pay-benefits/2017/05/dc-area-lawmakers-vow-fight-proposed-federal-retirement-benefit-cuts/138266/

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Posted by: sarah_oz@yahoo.com
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (1)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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[TSP_Strategy] No COLA Retirement

[TSP_Strategy] No COLA Retirement

 


Retirement life after COLAs disappear

 

By Mike Causey

Lots of federal workers, both active and retired, are really sweating the Trump administration's plan to eliminate cost-of-living adjustments for current and future retirees under the FERS retirement plan. And they are worried for good reason.

Dropping COLAs in the future would save the government lots of money. And it would quickly eat into future  Ogden, Utah to Huntsville and Anniston, Alabama. Plus lots of fed voters in Oklahoma, including Oklahoma City and Norman, as well as many semi-rural areas where VA hospitals, federal prisons and Army, Navy and Air Force Bases are big, if not the biggest, employers. Retirees who are not bound by the Hatch "no politics" Act could also play a major make-or-break role in the 2018 mid-term elections.

The chart below, worked up by Stein, shows what would happen in the future if the FERS COLA is eliminated. It shows the annual reduction in annuity payments if inflation is either 2 percent, 3 percent or 4 percent. Over as little as 10 years, a 72-year old retiree would "lose" — as in not receive — up to 18 percent in COLA payments if inflation was 3 percent, and lose up to 26 percent if inflation during the period averaged 4 percent.



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Posted by: sarah_oz@yahoo.com
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (1)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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