Re: [TSP_Strategy] Re: Buy a House with Retirement Savings?

 

The Max you can get from SS is $2,639 currently

see this link

http://www.investopedia.com/ask/answers/102814/what-maximum-i-can-receive-my-social-security-retirement-benefit.asp

On 3/11/2017 8:42 AM, vionette james visle3@yahoo.com [TSP_Strategy] wrote:

 

Interesting ararticle about the G fund in relation to the debt ceiling.

http://federalnewsradio.com/budget/2017/03/tapping-g-fund-one-six-options-treasury-debt-limit-nears/

 

Do you realize, if you are eligible for the max Social security payments and start collecting $2,153 at age 62 versus $3,538 at age 70

at age 71 (assuming birthdate of 1/1/19xx) 

if you collect from age 62 you will have gotten $232,524 vs $42,456 at end of age 70

AND

at age 81

$516,720 vs $509,472

SO you have to live to at least 81, and healthy enough to do so to enjoy if you wait until 70

when you hit 90, if you do, will you be bedridden or healthy or dead?

because at 90

its

(age)62 $749,244 vs (age) 70 $891,576

you forgo somewhere around $200,000 if you wait

SO, Do You Feel Lucky (and healthy) if so, wait

"enjoy yourself, it's later than you think, enjoy yourself, while you're still in the pink"

my "crossover was about 17 years, if you have cardiac problems, males in you genetic line die either at 40 or 82, 

do you enjoy life or squirrel away money to be inherited? 

want to visit Kauai, T'au, new zealand, europe..........

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From: "john.f.meyer3@att.net [TSP_Strategy]" <TSP_Strategy@yahoogroups.com>
To: TSP_Strategy@yahoogroups.com
Sent: Friday, March 10, 2017 12:22 PM
Subject: [TSP_Strategy] Re: Buy a House with Retirement Savings?

 

I'm in a similar situation. MRD reached last October with plans to retire Dec 2017, I just closed on a combined construction/perm loan so I would not have to deal with working/retirement status issues if the construction process gets delayed. I'll be retiring with FERS 33 yrs and enough in TSP with monthly draws to cover living, lifestyle and new home mortgage costs, deferring social security payments until age 70 when I lower my TSP monthly withdrawal amount.

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Posted by: Gary <tweet_pa@yahoo.com>

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