Re: [TSPStrategy] Inching Down

Yep, I should have listened to Sara.  I was paranoid ang got out 3wks earlier and lost out on some growth.  But I'm very glad to be in G right now.  The S whiplash is fun to watch when you don't have skin in the game.

On Thu, Feb 25, 2021, 12:08 PM Dr KEVIN JOHNSON <kj6@hotmail.com> wrote:

I've learned my lesson. Sara recommendations works for me. 

---

From: TSPStrategy@groups.io <TSPStrategy@groups.io> on behalf of Mark Morrison <mark3m@swbell.net>
Sent: Thursday, February 25, 2021 4:05 PM
To: TSPStrategy@groups.io <TSPStrategy@groups.io>
Subject: Re: [TSPStrategy] Inching Down

 

Actually, one can go back at any time and many people do react to different signals. I'm certainly not one to second guess Sara, but there are many signals out there.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2258) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Inching Down

I've learned my lesson. Sara recommendations works for me. 

---

From: TSPStrategy@groups.io <TSPStrategy@groups.io> on behalf of Mark Morrison <mark3m@swbell.net>
Sent: Thursday, February 25, 2021 4:05 PM
To: TSPStrategy@groups.io <TSPStrategy@groups.io>
Subject: Re: [TSPStrategy] Inching Down

 

Actually, one can go back at any time and many people do react to different signals. I'm certainly not one to second guess Sara, but there are many signals out there.

Re: [TSPStrategy] Inching Down

Actually, one can go back at any time and many people do react to different signals. I'm certainly not one to second guess Sara, but there are many signals out there.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2256) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Inching Down

We go back when "Sara" recommends we do so. 

---

From: TSPStrategy@groups.io <TSPStrategy@groups.io> on behalf of Mark Morrison <mark3m@swbell.net>
Sent: Thursday, February 25, 2021 3:52 PM
To: TSPStrategy@groups.io <TSPStrategy@groups.io>
Subject: [TSPStrategy] Inching Down

 

As we approach the end of February the GSPC and DWCPF are inching closer to the levels of 31Dec2021, when we moved from S to G. Any predictions on how far down they'll go and when to buy back into S, and of G?

Re: [TSPStrategy] Inching Down

I didn't get the memo to go to g....I'm confused how this works....

On Thu, Feb 25, 2021 at 12:52 PM Mark Morrison <mark3m@swbell.net> wrote:

As we approach the end of February the GSPC and DWCPF are inching closer to the levels of 31Dec2021, when we moved from S to G. Any predictions on how far down they'll go and when to buy back into S, and of G?

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2254) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

[TSPStrategy] Inching Down

As we approach the end of February the GSPC and DWCPF are inching closer to the levels of 31Dec2021, when we moved from S to G. Any predictions on how far down they'll go and when to buy back into S, and of G?

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2253) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

[TSPStrategy] VIXY thoughts

Any thoughts on VIX?  Last year when the market dipped the VIX went up substantially.  I'm in Vanguard so I'm mulling over VIXY.  I've never shorted a stock or bought any inverse ETFs.  Just looking for some thoughts on the subject and if you think this is a good time to do it.

Best regards,

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2252) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

I lost a ton of sick leave because I thought it was 160 in hours for a month. Was glad I had the sick leave as I took 3 months after my back surgery and still added months to my time in service. But there is no way in hell I would ever go back. Retirement is good good!

On Thursday, February 25, 2021, 7:59 AM, Bill Holzworth <holzworth.bill@gmail.com> wrote:

Staying retired. Not coming back. Not worth the aggravation in the Philadelphia district. Enjoying life.

On Thu, Feb 25, 2021, 7:17 AM Steven Basinger <stevenbasinger@gmail.com> wrote:

Retired?? Not coming back? Rehire?

On Tue, Feb 23, 2021 at 9:46 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

https://www.federalretirement.net/sickleavechart.htm

On Tue, Feb 23, 2021, 9:45 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

Here is a good conversion chart. Tells you how many hours you will be credited and how many you will lose. Used it when I retired so I did not leave any on the table.

On Tue, Feb 23, 2021, 9:34 AM <casesmail@cox.net> wrote:

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

Re: [TSPStrategy] Off topic: Retirement questions

Staying retired. Not coming back. Not worth the aggravation in the Philadelphia district. Enjoying life.

On Thu, Feb 25, 2021, 7:17 AM Steven Basinger <stevenbasinger@gmail.com> wrote:

Retired?? Not coming back? Rehire?

On Tue, Feb 23, 2021 at 9:46 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

https://www.federalretirement.net/sickleavechart.htm

On Tue, Feb 23, 2021, 9:45 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

Here is a good conversion chart. Tells you how many hours you will be credited and how many you will lose. Used it when I retired so I did not leave any on the table.

On Tue, Feb 23, 2021, 9:34 AM <casesmail@cox.net> wrote:

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2250) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Retired?? Not coming back? Rehire?

On Tue, Feb 23, 2021 at 9:46 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

https://www.federalretirement.net/sickleavechart.htm

On Tue, Feb 23, 2021, 9:45 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

Here is a good conversion chart. Tells you how many hours you will be credited and how many you will lose. Used it when I retired so I did not leave any on the table.

On Tue, Feb 23, 2021, 9:34 AM <casesmail@cox.net> wrote:

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2249) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

 

There is an OPM chart that converts the hours of sick leave into months and days.  This is added to your term of service (similarly expressed in years, months and days).

The total is rounded down to years and months (days in excess are truncated) and that is used to compute your benefit.  The trick is ensure you have enough sick leave hours to make a whole month.

 

From: TSPStrategy@groups.io <TSPStrategy@groups.io> On Behalf Of bill_steele_sr via groups.io
Sent: Tuesday, February 23, 2021 2:03 AM
To: TSPStrategy@groups.io
Subject: [TSPStrategy] Off topic: Retirement questions

 

I'm told that sick time will be added to the formula for determining the amount of your FERS pension. Does every hour count, or is it taken as a group such as 40 hour blocks... And if it is blocks would odd number be discarded- for example you have 42 hours, or one week 2 hours; would the 2 hours be tossed? 

Also- I keep getting emails from a "VS Approved Vendor" offering to walk me through everything relating to retirement from best days to retire to TAP annuities. I smell a rat. Who do I contact that actually works for the VA to get my pre retirement information? 

Thanks!

Re: [TSPStrategy] Fw: https://www.tradingview.com/symbols/DJ-DWCPF/technicals/

We're getting a pretty good start on a drop today. Wonder how far and how fast? And when would be optimal to buy back in?

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2247) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

https://www.federalretirement.net/sickleavechart.htm

On Tue, Feb 23, 2021, 9:45 AM Bill Holzworth <holzworth.bill@gmail.com> wrote:

Here is a good conversion chart. Tells you how many hours you will be credited and how many you will lose. Used it when I retired so I did not leave any on the table.

On Tue, Feb 23, 2021, 9:34 AM <casesmail@cox.net> wrote:

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2246) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Here is a good conversion chart. Tells you how many hours you will be credited and how many you will lose. Used it when I retired so I did not leave any on the table.

On Tue, Feb 23, 2021, 9:34 AM <casesmail@cox.net> wrote:

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2245) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Every hour of remaining SL counts towards your total service time and the annuity calculation.  As of last year, local VA Human Resources is no longer handling employee retirement, including benefits estimates.  That task is now owned by Retirement Shared Services Office (RSSO), located in Topeka, Kansas.  Your local VA can provide their contact info.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2244) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

I retired a couple of years ago.  I never took the retirement class.  I got a lot of information from Tammy Flanagan https://www.govexec.com/pay-benefits/2021/02/retirement-planning-index-2021-edition/171840/ and in my agency there was a retirement specialist that I could make one or two meetings with per year when I got within a year of retirement eligibility.  The retirement specialist was great.  She tracked down all of my paperwork that had my start date and she used that information to estimate my retirement income given a specific retirement date. 

Personally, I don't like annuities for myself but my mother actually did pretty good with them. Her annuities seem very much like the L funds in the TSP.

Also, check out this little article https://www.federalretirement.net/retire_timeline_post.htm to know what to expect after retirement.  It was pretty close to my experience.

Good luck,

🙂

On Tue, Feb 23, 2021 at 2:03 AM bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

I'm told that sick time will be added to the formula for determining the amount of your FERS pension. Does every hour count, or is it taken as a group such as 40 hour blocks... And if it is blocks would odd number be discarded- for example you have 42 hours, or one week 2 hours; would the 2 hours be tossed? 

Also- I keep getting emails from a "VS Approved Vendor" offering to walk me through everything relating to retirement from best days to retire to TAP annuities. I smell a rat. Who do I contact that actually works for the VA to get my pre retirement information? 

Thanks!

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2243) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Hopefully she's still doing the job in 10 years when I retire. I'm sure her fee isn't low but I appreciate the free info she posts. I will most definitely ask for her guidance when the  time comes. 

 

On Tue, Feb 23, 2021, 6:38 AM Mark Morrison <mark3m@swbell.net> wrote:

Tammy Flanagan is the Fed guru/expert on all things retirement. She has several news pubs on same: Tammy Flanagan - Government Executive

Tammy Flanagan - Government Executive Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding the...

Here is a collection of her retirement topic articles. She will even answer emails if you run across her federal address.

Articles by Tammy Flanagan | Government Executive Journalist | Muck Rack

Articles by Tammy Flanagan | Government Executive Journalist | Muck Rack Articles by Tammy Flanagan on Muck Rack. Find Tammy Flanagan's email address, contact information, LinkedIn, Twi...

On Tuesday, February 23, 2021, 5:57:49 AM CST, Mike VanAmburgh <mjv325@gmail.com> wrote:

174 hours equals one month. 

On Tue, Feb 23, 2021, 3:27 AM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:

Check with your agency Personnel office. Most will provide Pre- retirement seminars. Sick leave count towards retirement years in Monthly increments. Anything left over remains on the books. 

On Feb 23, 2021, at 2:08 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

Sorry about the auto corrects.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2242) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Tammy Flanagan is the Fed guru/expert on all things retirement. She has several news pubs on same: Tammy Flanagan - Government Executive

Tammy Flanagan - Government Executive Tammy Flanagan has spent 30 years helping federal employees take charge of their retirement by understanding the...

Here is a collection of her retirement topic articles. She will even answer emails if you run across her federal address.

Articles by Tammy Flanagan | Government Executive Journalist | Muck Rack

Articles by Tammy Flanagan | Government Executive Journalist | Muck Rack Articles by Tammy Flanagan on Muck Rack. Find Tammy Flanagan's email address, contact information, LinkedIn, Twi...

On Tuesday, February 23, 2021, 5:57:49 AM CST, Mike VanAmburgh <mjv325@gmail.com> wrote:

174 hours equals one month. 

On Tue, Feb 23, 2021, 3:27 AM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:

Check with your agency Personnel office. Most will provide Pre- retirement seminars. Sick leave count towards retirement years in Monthly increments. Anything left over remains on the books. 

On Feb 23, 2021, at 2:08 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

Sorry about the auto corrects.

Re: [TSPStrategy] Off topic: Retirement questions

174 hours equals one month. 

On Tue, Feb 23, 2021, 3:27 AM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:

Check with your agency Personnel office. Most will provide Pre- retirement seminars. Sick leave count towards retirement years in Monthly increments. Anything left over remains on the books. 

On Feb 23, 2021, at 2:08 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

Sorry about the auto corrects.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2240) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

As was said, only years and full months of service are used in the annuity computation. Full months are credited proportionately; leftover days are dropped. There are calculators available which, when you enter your date of retirement, will let you know how much SL you will lose if you leave it on the books. Handy thing that, letting you know how many days of SL you can use without breaking a month for credit.

Here is one of the best explanations in my opinion.  It lays it out super easy.

https://www.usgs.gov/about/organization/science-support/human-capital/sick-leave-conversion-chart

On Tue, Feb 23, 2021 at 12:27 PM MD2018 via groups.io <rlkane.wc=verizon.net@groups.io> wrote:

Check with your agency Personnel office. Most will provide Pre- retirement seminars. Sick leave count towards retirement years in Monthly increments. Anything left over remains on the books. 

On Feb 23, 2021, at 2:08 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

Sorry about the auto corrects.

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2239) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

30 day increments 

On Tuesday, February 23, 2021, 2:03 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

I'm told that sick time will be added to the formula for determining the amount of your FERS pension. Does every hour count, or is it taken as a group such as 40 hour blocks... And if it is blocks would odd number be discarded- for example you have 42 hours, or one week 2 hours; would the 2 hours be tossed? 

Also- I keep getting emails from a "VS Approved Vendor" offering to walk me through everything relating to retirement from best days to retire to TAP annuities. I smell a rat. Who do I contact that actually works for the VA to get my pre retirement information? 

Thanks!

Re: [TSPStrategy] S Fund graphs

Thank you, sir. 

_._,_._,_

---

Groups.io Links:

You receive all messages sent to this group.

View/Reply Online (#2237) | Reply To Group | Reply To Sender | Mute This Topic | New Topic
Your Subscription | Contact Group Owner | Unsubscribe [prefander.leadersworkshop@blogger.com]

_._,_._,_

Re: [TSPStrategy] Off topic: Retirement questions

Check with your agency Personnel office. Most will provide Pre- retirement seminars. Sick leave count towards retirement years in Monthly increments. Anything left over remains on the books. 

On Feb 23, 2021, at 2:08 AM, bill_steele_sr via groups.io <bill_steele_sr=yahoo.com@groups.io> wrote:

Sorry about the auto corrects.

Re: [TSPStrategy] Fw: https://www.tradingview.com/symbols/DJ-DWCPF/technicals/

Why do you think the pullback will get worse? Do you see signs the Fed will raise interest rates? That would cause a big drop. 

What about new Stimulus? What if that doesn't get approved by Congress? 

On Feb 23, 2021, at 12:52 AM, eleemin8r via groups.io <eleemin8r=yahoo.com@groups.io> wrote:

Been a rough few days. Im thinking Feb pullback will get worse.