Re: [TSP_Strategy] Re: Max Yearly Contribution To Roth TSP

 

Thanks!

Sent from my iPhone

On Feb 28, 2018, at 12:57 AM, 'Rolf C. Smith, III' thinking@satx.rr.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:

 

Mike,

Current 2018 limit is 18,500 for Roth & Traditional TSP total combined. Plus an extra 6,000 for catch-up over 50.

TSP will give you the automatic 1% even if you are full Roth, but if you want the extra matching you will have to keep contributing some minimum to Traditional.

I got a windfall last year, so I was maxing out everything. But, I was too aggressive. I tried to slow it down in Oct 17 so I would get matching through the last paychecks of the year. That of course was the week they went through the software upgrades and no changes could be made. I kept trying, but the upgrade stopped the contribution changes from Roth to Traditional.

Long story. But the lesson was that I only got the 1% automatic for the last four or five paychecks. They eventually called me and tried to sort it out, but it was too much for their green eye-shade folks to figure out.

Hope the helps.
- Rolf

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Posted by: Mike Tucker <tuckerm83@yahoo.com>

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