Re: [TSPStrategy] Still in G?

Timing the market is difficult…I prefer allocation by years until retirement:

 

1-5 years until retirement: 60% G, 20% C, 20% S

 

5-10 years until retirement: 50% G, 25%C, 25%S

 

10-15 years until retirement: 30% G, 35%C, 35%S

 

15+ years until retirement: 20% G, 40%C, 40%S

 

I recommend you always have at least 20% in G to cost average into C and S in case of a major market correction.

 

These are extraordinary times so be cautious about going all in on any one fund, things have a way of reverting back to the mean eventually.

 

Hope that helps and good luck.

 

 

Sent from Mail for Windows 10

 

From: Valerie Frazier
Sent: Sunday, March 14, 2021 6:40 PM
To: TSPStrategy@groups.io
Subject: Re: [TSPStrategy] Still in G?

 

I'm 3 years out from retirement.  When we went to G, I moved my balance to G but still put new allocations each pay period in S fund.  When the notice comes to get back in S, I'm struggling with how much I should move from G to S to try to capitalize on good returns before I retire.  I'm always reading different opinions from those in the group ans would love to hear some advice on the best way to go being this close to retirement.

 

Thank you.

On Mar 11, 2021, at 1:56 PM, ed rosado <ed.rosado@gmail.com> wrote:



I'm not one to cry over a missed opportunity but the markets seem to be doing really well recently.  I moved to G around election time to avoid what I saw as uncertainty in the future.  We definitely saw some events that could have shaken the markets since then.  Looking forward, does anyone have a definite plan and milestones to return to C or S funds?

 

Anda baru saja membaca artikel yang berkategori dengan judul Re: [TSPStrategy] Still in G?. Anda bisa bookmark halaman ini dengan URL https://1stleadershipworkshop.blogspot.com/2021/03/re-tspstrategy-still-in-g_21.html. Terima kasih!

Ditulis oleh: Andriansyah -