Re: [TSPStrategy] Trickiest Retirement Decision

This is so informative.  We'll both be retiring at the end of this year, I hope. Medicare won't be for 3 for me, but only 1 for my husband.

Question tagging onto this?

The income used to calculate your Medicare payment, I've read, is from 2 years prior- for my husband, it will drop to a lower level in retirement. I've read there's a form to submit to SS so that they have the more updated, lower income info? Anyone do this? I'm wondering how long it takes to approve?

Thanks for any help!! (You are all amazing!)

On Jun 14, 2021, at 9:00 AM, Sherry Bauer <sherry.bauer@gmail.com> wrote:



I can't answer for your specific prescription, but my spouse takes several high cost prescriptions and when I switched from BCBS Standard to BCBS Basic his prescription cost did not go up a bit.  BCBS website has details on what they pay for prescriptions for both Standard and Basic. Before I switched I checked those details out and compared benefits.  It's worth it to do that for the drugs you need.

On Mon, Jun 14, 2021 at 8:52 AM jonesh2o via groups.io <jonesh2o=aol.com@groups.io> wrote:

On Mon, Jun 14, 2021 at 07:34 AM, Mimi Bruce wrote:

Prescription coverage both at the pharmacist and mail order  is automatic  when you have Medicare  under any BCBS plan. 

 

Thanks for getting back to me about the prescription coverage.  However, is it as good of coverage as that under BCBS Standard.  The reason I ask is because I was recently prescribed an expensive medication ($100/month or $90/three month through mail order) that I will need to take for the rest of my life.  I am wondering if the BCBS Basic plan coverage is the same or do you pay more, after signing up for Medicare A & B.  I know I can call BCBS and ask them these questions, but was wondering what the real life experience of those that have gone this route and changed to BCBS Basic.  Thanks again . . .

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