[TSP_Strategy] Seeking Opinions - Slightly Off Topic

 

Seeking student loan advice.  I know, I know this is not 100% TSP related, but I’m taking a TSP loan out to pay back Private student loans.  And yes I should have done this a LONG, long time ago. 

Any suggestions?  Few of my colleagues are saying don’t do a TSP loan.  But with a 2.85% interest rate versus 9.75% interest rate (it has just continued to rise over the last 5 years). 

 

I am also considering paying part of the student loans via a 0% credit card offer (20 months).  But just realized that the 0% offer is only for purchases or balance transfers, not for cash advances (25% interest rate).  I’m 99% sure the student loan company only allows payment via check or debit card, not credit card.

 

If anyone on here has some wisdom, or personal experience, I would be grateful to hear from you.

 

Thank you in advance.  And Sarah, thank you again for your wisdom.  My TSP has been doing well over the last few years I’ve been part of this group. J

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Posted by: "EMERY, ANDREA" <ANDREA.EMERY@cbp.dhs.gov>

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Ditulis oleh: Andriansyah -