This is the way I look at it. It's also the same strategy I use in my planning for TSP withdrawals (i.e. withdraw 3-4% per year depending on how the funds perform.)
From: TSP_Strategy@yahoogroups.com [mailto:TSP_Strategy@yahoogroups.com]
Sent: Saturday, April 1, 2017 10:34 AM
To: TSP_Strategy@yahoogroups.com
Subject: Re: [TSP_Strategy] Re: Amount Needed to Retire Comfortably
Richard,
That seems like a logical way to look at it. I like that idea.
Thanks,
David
On 4/1/2017 9:33 AM, Richard Lopez lopezesquire@sbcglobal.net [TSP_Strategy] wrote:
I'm not a financial expert but I've read a number of articles where financial experts project out the lump sum value of monthly annuity pension income outside of social security using various formulas, and they are simply all over the place. The one that I subscribe to personally, since it seems the easiest way to estimate and gets me a conservative estimate close to where all the other formulas also get me, is to simply project your yearly pension out by roughly 25 years. So for example, if you retire with a pension annuity of $25k a year, then the lump sum value of your pension should equal $625K ($25k a year times 25 years). This seems the best way for me to calculate my retirement income compared to recommended national averages published by these articles that crop up once in a while. Hope this helps
On Saturday, April 1, 2017 7:14 AM, "donle0230@yahoo.com [TSP_Strategy]" <TSP_Strategy@yahoogroups.com> wrote:
How do you people take account for our pension (FERS or CSRS) and social security in the calculation of net worth for retirement. Like you get 35% of your highest salary average and social security and TSP. Final number is ?
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