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[TSPStrategy] TSP Funds Bounce Back Following Debt Limit Uncertainty

https://www.govexec.com/pay-benefits/2023/07/tsp-funds-bounce-back-following-debt-limit-uncertainty/388189/

TSP Funds Bounce Back Following Debt Limit Uncertainty

Only one of the federal government's 401(k)-style retirement savings plan's portfolios finished June in the red.

Nearly all of the portfolios in the federal government's 401(k)-style retirement savings program returned to positive territory in June, following the news that lawmakers and the White House had reached a deal to avoid breaching the nation's debt ceiling.

Only the Thrift Savings Plan's fixed income (F) fund finished last month in the red, losing 0.36% in June. So far this year, the F Fund has grown 2.25%. And the G Fund, which is made up of government securities, grew at its statutorily mandated rate of 0.32% in June, bringing its 2023 performance to 1.91%.

The common stocks of the C Fund ended June 6.61% in the black. Since January, the C Fund has increased 16.88% in value. And the international investments of the I Fund gained 4.57% last month, bringing its 2023 gains up to 12.16%.

The TSP's top performer in June was the small- and mid-size businesses of the S Fund, which gained 8.31%. So far this year, the S Fund has increased 12.64%.

All of the TSP's lifecycle (L) funds, which shift to more stable investments as participants get closer to retirement, had a positive June. The L Income Fund, which is designed for those who have already begun making withdrawals, gained 1.70%; L 2025, 2.42%; L 2030, 3.74%; L 2035, 4.07%; L 2040, 4.41%; L 2045, 4.71%; L 2050, 5.00%; L 2055, 6.07%; L 2060, 6.07%; and L 2065, 6.07%.

So far this year, the L Income Fund has grown 5.05%; L 2025, 6.74%; L 2030, 9.59%; L 2035, 10.34%; L 2040, 11.09%; L 2045, 11.74%; L 2050, 12.38%; L 2055, 14.60%; L 2060, 14.60%; and L 2065, 14.60%.

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Ditulis oleh: Andriansyah -

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