![Re: [TSPStrategy] tsp website](http://2.bp.blogspot.com/-erTXCq61ULM/TmHYAQBZ0GI/AAAAAAAACCs/6cBX54Dn6Gs/s110-c/default.png "Re: [TSPStrategy] tsp website")
If you are new I would just advise everyone to put their mind money I L-2060 and forget about. No need to ever worry about moves.
On Jul 29, 2023, at 10:13 AM, JOHN WATTS <johnnasa2035@outlook.com> wrote:
Yes, managing the TSP is relatively easy and an honest financial planner will admit this. An honest financial planner will discuss more than your tsp.
A good FP will look at your entire life from a financial perspective and tailor advice for the stage of life you are in now and for your future - think kids and college. I am talking about planners whose fiduciary responsibility is to you, not their company or to products they may represent.
They will discuss budgeting, debt reduction strategies, insurance, investments outside tsp, education planning for children, life stage changes (think aging or ill family members), housing decisions, rental real estate and, they will know tax implications of the above.
If a person plans early and is open to advice then they may be able to retire earlier than planned, or be able to afford to be more generous with the fruit of their diligence as they get older.
Where there is no guidance the people will fail, but in the abundance of counselors there is victory.
On Jul 28, 2023, at 7:23 PM, winfield100 via groups.io <winfield100=yahoo.com@groups.io> wrote:
G & F funds essentially flat over that year, you didn't lose you didn't gain but you missed the moves of the C & SI fund not muchC & S did way better, plus you didn't pay someone to tell you to move money
On Friday, July 28, 2023 at 05:38:50 PM EDT, Thomas Wellock <thomas.wellock@gmail.com> wrote:
I'm off today so I had time to look at Grow My TSP's (GMTSP) performance this year. They reallocate practically every month. GMTSP lists its moves at https://growmytsp.com/our-allocations/. I just picked the ones on the first page of their list. In comparing their strategy, there were several cases where they retreated completely or almost completely from equities by investing in 100% G or heavily to G and the F bond fund--an obvious effort to avoid a turn for the worse in the market. So, I thought I'd compare their moves to a buy and hold strategy in the C fund--the S&P 500's performance. See the table at the end that lists the date of their reallocation, the allocation among funds, and the S&P closing price that day.
Between 11/29/22 and 1/9/23, that strategy proved successful as the S&P dropped from 3957 to 3892. Their 3/29/23 move to an even spread between C, S, and I funds caught a rising market, as did the 6/5/23 move to C and S.
But their moves on 1/9/23, 2/21/23, 4/13/23, and 6-23/23 to a G/F-heavy allocation missed a rising S&P.
Their reallocation toward the S fund on 1/26/23 was also not optimal as the market declined in the following weeks. The same can be said for their 50-50 split between C-S and G fund on May 19 when a greater allocation to securities would have been the wise move.
So, they had three successful moves, four failures, and two that were a mixed bag. That's pretty random, no better than guessing.
Tom
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On Fri, Jul 28, 2023 at 3:41 PM Bill Holzworth <holzworth.bill@gmail.com> wrote:
I don't know what Liberty University has to do with Grow My Tsp but to each their own.
On Jul 28, 2023, at 3:30 PM, Chris Manning <clmanning@gmail.com> wrote:I would research "Liberty University" before I follow anything that comes from them or anyone that would work there.Get Outlook for iOS
From: TSPStrategy@groups.io <TSPStrategy@groups.io> on behalf of Bill Holzworth <holzworth.bill@gmail.com>
Sent: Thursday, July 27, 2023 10:02:06 AM
To: tspstrategy@groups.io <tspstrategy@groups.io>
Subject: Re: [TSPStrategy] tsp websiteI think they are pretty good. They also try to teach you on how to actually read charts and stuff to verify their moves or to make your own.
On Jul 25, 2023, at 5:01 PM, "Paul Jones - AOL2 via groups.io" <aol.com@groups.io target=_blank>jonesh2o=aol.com@groups.io> wrote:Their is a TSP Facebook I belong to. They offer good advice and help. The link is https://www.facebook.com/groups/thriftsavingsplan
I had and have similar issues.I hope this helps!
Time to join the lawsuit against TSP and Accenture
On Monday, July 24, 2023, 8:18 PM, judd <judd@ionsky.com> wrote:
What else is wrong?? How about the Mutual Fund window which doesn't provide a way to evaluate the funds on traditional financial measures like ROI over 1, 5, 10 yrs and instead has an ESG score search which isn't a financial measure at all but instead is a measure of how able to survive in a socialist / communist system a company may be. Does anyone know if someone has compiled traditional financial measures for the Funds in the Mutual Fund window and has it published someplace??
On Mon, 24 Jul 2023 23:58:09 +0000 (UTC), "winfield100 via groups.io" <winfield100=yahoo.com@groups.io> wrote:
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