Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

Nothing is free, including making bad decisions. On Jan 31, 2022, at 11:32 AM, winfield100 via groups.io <winfield100=yahoo.com@groups.io> wrote: TANSTAAFL(There ain't no such thing as a free lunch)1% of $1,000,000 is $10,000 for examplenice chunk of change for doing _exactly_...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

They require a minimum of course. Contact them if interested. Just trying to help.On Jan 31, 2022, at 11:11 AM, Jim Budinger <jmbud2@gmail.com> wrote:Thanks for letting us know about Creative Planning. Do they require some minimum amount of TSP funds be transferred into an account they actively...

[TSPStrategy] Mutual Fund Window - Upcoming TSP Changes

Here's the proposed rule to the upcoming TSP "mutual fund window" accounts: https://www.federalregister.gov/documents/2022/01/26/2022-01312/mutual-fund-window The comment period closes on March 28. I know an article regarding this was shared recently. I thought I'd share the proposed rule and mention...

Re: [TSPStrategy] How low to go.

Thanks for all the graphs!  It's like a lot of words at once, to see a graph. _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#3199) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your Subscription | Contact Group...

Re: [TSPStrategy] I missed the transfer notice

I know blu3ten, I was bummed to miss out on the implied move to go %100 G, but maybe I'm the knucklehead for inferring micfasto@ and dls1958 are taking about actual TSP Strategy position changes?  IDK   _._,_._,_ Groups.io Links: You receive all messages sent to this group....

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

John, Chris, thanks a ton for the input, that's super helpful. Al Reble On Jan 31, 2022, at 10:11 AM, Jim Budinger <jmbud2@gmail.com> wrote:Thanks for letting us know about Creative Planning. Do they require some minimum amount of TSP funds be transferred into an account they actively...

Re: [TSPStrategy] I missed the transfer notice

Wait, what transfer notice did you miss?  I show Sarah still in 100% S.  Did this change recently? _._,_._,_ Groups.io Links: You receive all messages sent to this group. View/Reply Online (#3196) | Reply To Group | Reply To Sender | Mute This Topic | New Topic Your...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

TANSTAAFL(There ain't no such thing as a free lunch)1% of $1,000,000 is $10,000 for examplenice chunk of change for doing _exactly_ what again?(Bernie Madoff swindled somewhere around $50 Billion plus from many, somehow got to keep the money after folks complained for years about his fishy...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

I highly recommend Gus' recommendation to always review using FINRA. My agency once had a "financial advisor" do a virtual chat early last year. Something about him was off starting the chat. Among the first things he said (and was incorrect about) was...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

Thanks for letting us know about Creative Planning. Do they require some minimum amount of TSP funds be transferred into an account they actively manage for you? Or can they just advise you on changes to make to your existing TSP account? I see they are ranked third on Barron's list of top...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

Great topic.  I'm just glad is hasn't devolved into politics. FINRA, a private corporation that works under the supervision of the SEC to regulate brokerage firms, provides lots of valuable info related to general investing and rollovers.https://www.finra.org/sites/default/files/2020-12/thinking-about-rolling-over-funds-from-your-thrift-savings-plan-consider-this.pdfThe...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

I believe one of the big issues with financial advisers that are not bound by fiduciary constraints is that they often steer investments towards products where they receive a commission or other monetary incentive.  This conflict of interest often translates into higher cost and lower...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

Al, Creative Planning charges about 1% of the value assets they manage. A licensed fiduciary means they make investing decisions based on what is best for me (risk tolerance, goals). They are legally bound by certain rules.  I understand about 5% of financial advisors are licensed fiduciaries. They...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

John, can you help me understand how the fiduciaries make their money? I question where they benefit if not off their clients.Al Reble On Jan 30, 2022, at 6:21 PM, John via groups.io <toroboy682000=yahoo.com@groups.io> wrote:What I mean is, stay in the TSP and allocate as your advisor recommends...

Re: [TSPStrategy] How low to go.

Yep, not that hard to get yourself out.  Unsubscribe without the drama  -------- Original message -------- From: "Mimi Bruce via groups.io" <hilgard50=yahoo.com@groups.io> Date: 1/30/22 11:53 AM (GMT-05:00) To: TSPStrategy@groups.io Subject: Re: [TSPStrategy] How low...

Re: [TSPStrategy] Staying/Leaving TSP Upon Retirement

Wife and I are planning on having accounts with two custodians - one with an advisor she's had managing a transferred IRA (also around 1%). The other one with a current brokerage and it'll be mostly self-managed (like lindalyc was saying).On 1/30/22 at 8:27 PM, John via...