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Re: [TSP_Strategy] Zweig's Combined Super Model

Re: [TSP_Strategy] Zweig's Combined Super Model

 

YES!

andyneville@usa.com
Individual Emails
Allowed
23 Mar, 2017

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Posted by: sarah_oz@yahoo.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

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Re: [TSP_Strategy] Zweig's Combined Super Model

Re: [TSP_Strategy] Zweig's Combined Super Model

 

Check your spam/junk folder. A couple months ago, emails from this group were going to my gmail spam folder. After selecting 'not spam,' it hasn't happened again.

On Tue, Apr 30, 2019 at 6:07 PM Andy Neville andyneville@usa.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 

Hi!
Am I still on the list for receiving emails?

I've not received any since the one dated Mar 19, 2019. 

On Mar 19, 2019, at 20:58, sarah_oz@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:

 

Zweig's Combined Super Model

Date of Change

Prime Rate Indicator

Fed Indicator Model

Installment Debt Indicator

Monetary Model

Four Percent Model

Combined Super Model

Grade Signal

Level Invested


Mar-19

0

1

2

3

2

5

buy

65% Invested

 


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Posted by: Mike VanAmburgh <mjv325@gmail.com>
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (3)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

SPONSORED LINKS
.

__,_._,___
Re: [TSP_Strategy] Zweig's Combined Super Model

Re: [TSP_Strategy] Zweig's Combined Super Model

 

Hi!
Am I still on the list for receiving emails?

I've not received any since the one dated Mar 19, 2019. 

On Mar 19, 2019, at 20:58, sarah_oz@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:

 

Zweig's Combined Super Model

Date of Change

Prime Rate Indicator

Fed Indicator Model

Installment Debt Indicator

Monetary Model

Four Percent Model

Combined Super Model

Grade Signal

Level Invested


Mar-19

0

1

2

3

2

5

buy

65% Invested

 


__._,_.___

Posted by: Andy Neville <andyneville@usa.com>
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (2)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

SPONSORED LINKS
.

__,_._,___
[TSP_Strategy] Fixed Income Sector Performance

[TSP_Strategy] Fixed Income Sector Performance

 


Charts of the Week

Fixed Income Sector Performance (Total Return as of 3/31/19)

Chart of the Week for April 26, 2019 - May 2, 2019

Ten of the 11 fixed income sectors posted positive returns in the twelve month period ended March 31, 2019. Similarly, almost all 11 sectors rose in the twelve month period ended March 31, 2018.

The fixed income market includes many different types of securities, and their performance can vary substantially among these types. The chart above compares the performance of 11 major fixed income sectors for the one-year periods ended March 31, 2019 ("current year"-dark blue bars above) and March 31, 2018 ("prior year"-light blue bars above). Ten of the 11 fixed income sectors produced positive returns for both the current and prior years.

The U.S. Federal Reserve's Federal Open Market Committee ("FOMC") increased the target rate range for the federal funds rate three times during the current year, but the FOMC changed its messaging in early 2019 and would be "patient" with regard to further rate increases. During the current year, U.S. short-term rates rose while other rates generally fell, and long-term sectors outperformed short-term sectors. Long-Term Government led all sectors in current year performance (6.20%), as fourth quarter 2018 equity market volatility led investors to seek safe-haven securities. Global (-0.38%) was the only negative sector in the current year based on concerns such as Brexit, U.S. Dollar strength, and non-U.S. central bank monetary policies.

"Performance fluctuates over time and returns depend in part on the market environment, which is hard to predict. Changes in both actual and expected interest and inflation rates can materially impact fixed income investments. Also, investors should note that even U.S. Government securities can decline in value and investing in sectors such as High Yield or Emerging Markets involve additional risk.

When making investment decisions, prudent investors should invest based on their own circumstances, taking into consideration their goals, investment experience, time horizon, and risk tolerance."

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Posted by: sarah_oz@yahoo.com
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (42)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

SPONSORED LINKS
.

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Re: [EXTERNAL] Re: [TSP_Strategy] Put contributions in pre-tax or taxed?

Re: [EXTERNAL] Re: [TSP_Strategy] Put contributions in pre-tax or taxed?

 

I like your analogy! Thanks.

On Fri, Apr 26, 2019 at 5:49 AM da.true.dave@gmail.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 

The problem is much of the consideration is speculation based on what you think will happen in the future.

Are taxes lower now and you'll be paying a higher rate later?  Go Roth.

Is your income (and therefore your tax bracket) lower now and you'll be earning more later?  Go Roth.

If you're near the end of your career, earning close to the most you'll ever earn, you're likely in the highest tax bracket you'll ever be in, paying your highest tax rate, so go Traditional.

The hard part is determining where the line is between low tax rate and high tax rate, lower income and higher income. 

Personally, I decided to switch my contributions to Roth this year because of the tax reform.  I also got a promotion a couple of years ago.  So, as I work my way up through the steps of my new pay grade, there will absolutely come a time when it will make sense to switch back to Traditional.  Heck, maybe just the new pay grade is the point at which I should've switched to Traditional.  I'm no good with crunching numbers, I just understand the logic between when Roth or Traditional has the advantage.

I will point out one massive advantage of a Roth IRA that we don't get (I don't think) in the TSP:  With a Roth IRA, you can do whatever you want with the principle with zero tax penalty.  Since you've already paid income taxes on it, it's perfect to use as an emergency fund as well as a retirement account.  Any interest earned has to stay (or rather, is subject to severe tax penalties), but you can pull the principle whenever you want for whatever you want. 

Because of this, you'll often hear people recommend contributing so that you get full matching funds into TSP, then max out a Roth IRA outside the TSP, then, if you still have money to invest, max out your TSP contributions.



--
Deborah Flores
Outdoor Recreation Planner

BLM Barstow Field Office
2601 Barstow Rd
Barstow, CA 92311
P 760-252-6041
F 760-252-6099

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Posted by: "Flores, Deborah" <dmflores@blm.gov>
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (19)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

SPONSORED LINKS
.

__,_._,___