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[TSP_Strategy] Re: Switching from C to S

[TSP_Strategy] Re: Switching from C to S

 

As the USD rises, the price per share of foreign companies (i.e. I fund) falls.  So, no.

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Posted by: sarah_oz@yahoo.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

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Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Re: Switching from C to S

[TSP_Strategy] Re: Switching from C to S

 

Hasn't the strenghtening dollar benefited the "I" Fund, as foreign companies get a competitive edger? So shouldn't a falling dollar hurt "I" Fund stocks and benefit US Domestics? 

Ray -- TSP Radar

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Posted by: mercuray1@gmail.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

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RE: [TSP_Strategy] When change allocation, what do you do with remaining funds?

RE: [TSP_Strategy] When change allocation, what do you do with remaining funds?

 

The group recommendation is for interfund transfer. You can also change your allocation if you like.

 

From: TSP_Strategy@yahoogroups.com [mailto:TSP_Strategy@yahoogroups.com]
Sent: Tuesday, April 07, 2015 2:06 PM
To: TSP_Strategy@yahoogroups.com
Subject: [TSP_Strategy] When change allocation, what do you do with remaining funds?

 

 

I have been very fortunate to find this group.  I have been using the allocation advice and it has certainly helped.  Well I am able to find that information that helps me decide when to change my allocations, my question is when I can my allocation (e.g. from C to S) do you also do an interfund transfer of the balance in C over to S OR just leave it in C while just changing the allocation to S?

 

Any help would be appreciated.

 

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Posted by: "Michael Smart" <msmart@gte.net>
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] When change allocation, what do you do with remaining funds?

[TSP_Strategy] When change allocation, what do you do with remaining funds?

 

I have been very fortunate to find this group.  I have been using the allocation advice and it has certainly helped.  Well I am able to find that information that helps me decide when to change my allocations, my question is when I can my allocation (e.g. from C to S) do you also do an interfund transfer of the balance in C over to S OR just leave it in C while just changing the allocation to S?


Any help would be appreciated.


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Posted by: rsrvrdog27@sbcglobal.net
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Re: Substantially Equal Payments (penalty free early withdrawl of TSP)

[TSP_Strategy] Re: Substantially Equal Payments (penalty free early withdrawl of TSP)

 

It depends on you age. If you will turn 55 this year, then you can utilize any of the TSP withdrawal methods.


If are younger than 55, you can only withdraw based on your life expectancy.  You can use the the TSP calculator to get a good estimate on what you will receive.


Keith

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Posted by: keith.glenn15@gmail.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Substantially Equal Payments (penalty free early withdrawl of TSP)

[TSP_Strategy] Substantially Equal Payments (penalty free early withdrawl of TSP)

 

Does anyone have any experience with this? It's done using Internal Revenue Code (IRC) Section 72 part t. The most popular provision of this code section, (actually IRC Section 72(t)(2)(A)(iv)), is known as a Series of Substantially Equal Periodic Payments – SOSEPP for short.

I'm considering taking an early retirement as we have the authority for a voluntary early retirement. I can't make it work on my FER pension alone, so I would need to being early withdrawals from TSP.

There are a number of ways to do the calculation and that's what is confusing me. I'm married, but I have life insurance so if I died, my wife wouldn't need to continue the withdrawals. Should I just use the single life expectancy then?

Once you figure the life expectancy calculation method, then you have to determine the Distribution Method: Required Minimum distributions, Fixed Amortization, or Fixed annuitization. Again, I'm not sure which one to use.

Thanks for your guidance/help!

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Posted by: admranger <admranger@earthlink.net>
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Capital Markets Review

[TSP_Strategy] Capital Markets Review

 

Capital Markets Review (As of 03/31/2015)

Chart of the Week for April 2, 2015 - April 9, 2015

Stock and Bond market returns were positive across the board among the six asset classes shown in the first quarter ended March 31, 2015. Returns were mostly positive over the 1-, 5-, and 10-year periods with International Developed Market Stocks having a negative return over the 1-year period.

Capital market returns were positive in the first quarter of 2015 for the asset classes shown above. Over the trailing 1-year period, U.S. Bonds, U.S. Stocks and Emerging Market Stocks provided positive returns and outperformed International Developed Market Stocks, which was the sole asset class shown with a negative return. Over the trailing 5- and 10-year periods, all asset classes shown had positive returns with U.S. Stocks outperforming U.S. Bonds and International Developed Market Stocks.

In contrast to the longer time periods, International Developed Market Stocks outperformed the other asset classes shown in the first quarter of 2015 with a 4.88% return. For the quarter, U.S. Small-Cap Stocks returned 4.32%, U.S. High Yield Bonds returned 2.52%, Emerging Market Stocks returned 2.24%, and U.S. Bonds returned 1.61%. U.S. Large-Cap Stocks eked out a 0.95% gain in the quarter and faced pressure from a rising U.S. dollar, falling oil prices, and uncertainty about future interest rate changes.

As usual, overall performance varied between time periods. U.S. Large-Cap Stocks was among the best performing asset classes over the 10-year period, and was the weakest asset class over the last quarter.

In the chart above:

  • U.S. Bonds are represented by the Barclays U.S. Aggregate Bond Index.
  • U.S. High Yield Bonds are represented by the Barclays U.S. Corporate High Yield Index.
  • U.S. Large-Cap Stocks are represented by the S&P 500 Index.
  • U.S. Small-Cap Stocks are represented by the Russell 2000 Index.
  • International Developed Market Stocks are represented by the MSCI EAFE (Net) Index.
  • Emerging Market Stocks are represented by the MSCI Emerging Markets (Net) Index.

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Posted by: sarah_oz@yahoo.com
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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