Re: [TSPStrategy] Traditional 401k to TSP Roth?

On Thu, Oct 22, 2020 at 02:42 PM, Curtis Wall wrote:

If you think you'll pay less taxes when you withdrawal (compared to now), tradition is the answer. If you think you'll pay more taxes when you withdrawal (compared to now), roth is the answer.

This.

 

So, early in a normal fed career, Roth is DEFINITELY the better option.  Late in your career, traditional is DEFINITELY the better option.  The only question is when to switch from one to the other.  Also, changes to the tax code (the last couple of years of lower taxes likely made Roth a better choice for many) need to be considered.

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Ditulis oleh: Andriansyah -