[TSPStrategy] Change in allocation

Zweig model: Trend is now negative at the moment. Monetary and Economic indicators very positive. Changed allocation: 100 % C to  60% C, 40%F Trend could change to positive any time and I would potentially be whipsawed.

Just FYI. Do not act on this. Maintain your allocation. Rebalance according to your plan.

Good luck,
Tex

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Re: [TSPStrategy] Off Topic: Pension Question

On Thu, Oct 22, 2020 at 01:09 PM, Robert Albright wrote:

A “pattern of sick leave abuse”, ie: using sick leave when you’re not sick on a regular predicted schedule, can result in an individual being place on 

That's for unscheduled sick leave, i.e., calling in sick.  We're talking about scheduling sick leave.  If you don't know, you're able to use sick leave for scheduled healthcare appointments, which can include dental, vision, chiro, even massage appointments if they're for medical reasons.

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Re: [TSPStrategy] Traditional 401k to TSP Roth?

On Thu, Oct 22, 2020 at 02:42 PM, Curtis Wall wrote:

If you think you'll pay less taxes when you withdrawal (compared to now), tradition is the answer. If you think you'll pay more taxes when you withdrawal (compared to now), roth is the answer.

This.

 

So, early in a normal fed career, Roth is DEFINITELY the better option.  Late in your career, traditional is DEFINITELY the better option.  The only question is when to switch from one to the other.  Also, changes to the tax code (the last couple of years of lower taxes likely made Roth a better choice for many) need to be considered.

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