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Re: [TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

Re: [TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

 

what Mike said.

On Tue, Apr 24, 2018, 12:14 PM gerry.hinkle@gmail.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 

Yes, as long as they are retirement and investment related.

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Posted by: Jimmy Graves <jimmygraves@gmail.com>
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Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

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Re: [TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

Re: [TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

 

I like the non-TSP topics as well. If I'm not interested in a topic, it's pretty easy to delete. There is a lot of experience in this group and I certainly appreciate being able to tap into that knowledge from other members sharing their experiences.

Mike​

On Tue, Apr 24, 2018 at 12:01 PM, gerry.hinkle@gmail.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 

Yes, as long as they are retirement and investment related.


__._,_.___
Posted by: Mike VanAmburgh <mjv325@gmail.com>
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (46)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

[TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

 

Yes, as long as they are retirement and investment related.

__._,_.___
Posted by: gerry.hinkle@gmail.com
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (45)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
Re: [TSP_Strategy] What to do

Re: [TSP_Strategy] What to do

 

Hello, Henry. I'll be retiring soon and have been asking similar questions about how much to take out of TSP and where to invest it, and talking with different advisers about how to proceed.

Thanks to the 2018 tax code changes that sunset at the end of 2025, the next seven years could be a great opportunity for those who are retired to make several smaller yearly taxable TSP withdrawals into Roth IRAs while the federal tax rate is reduced.

Among the best findings from my research are the extremely low-fee, human-assisted robo-advisory services. There are several. Google that, or see https://www.nerdwallet.com/blog/investing/best-robo-advisors/ for one comparison.

Of those, the Schwab Intelligent Advisory service seems like the best fit for me because of access to a certified financial planner (CFP) with 0.28% fees from computer managed porfolios.. Still higher than TSP fees, but extremely competitive with others. However, $25K is the minimum for Schwab's particular service. You can find out more at: https://www.schwab.com/public/schwab/investment_advice/intelligent_advisory 

They all offer a variety of portfolios. Automated questionnaires and CFP assistance can help your wife chose the "right" portfolio to match her desired return/risk comfort level. Then she can revisit that portfolio choice once a year or so to see if it seems to be meeting your needs. 

Last thought -- as one element to consider across your mix of income streams and investments, you can't match the return/risk-cost of the humble G Fund anywhere but in the TSP. Let your new external portfolio do what it can do best over time, and keep the best features of the TSP in the mix as long as they serve you well.

Hope this helps. Good luck to you and your wife!

Jim


On Tue, Apr 24, 2018 at 11:16 AM, Henry Hart hencool007@yahoo.com [TSP_Strategy] <TSP_Strategy@yahoogroups.com> wrote:
 



Sent from my iPhone. My wife has 100k in her thrift savings. She retired 5 years ago. She wants to make a withdrawal of 20k and leave the rest in the tsp or put it somewhere else.
She has 50% c and 50% g now. Looking for the right mix to get better than the g fund. Not sure whether to have someone manage it and pay higher fees or keep it in the thrift .
Any suggestions would be appreciated


__._,_.___
Posted by: James Budinger <jmbud2@gmail.com>
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (4)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

[TSP_Strategy] Re: POLL - Do You Want Non-TSP Topics Discussed on the Message Board?

 

I suggest we continue with the non-TSP topics. 





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Posted by: aloysius2006@comcast.net
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (44)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] What to do

[TSP_Strategy] What to do

 



Sent from my iPhone. My wife has 100k in her thrift savings. She retired 5 years ago. She wants to make a withdrawal of 20k and leave the rest in the tsp or put it somewhere else.
She has 50% c and 50% g now. Looking for the right mix to get better than the g fund. Not sure whether to have someone manage it and pay higher fees or keep it in the thrift .
Any suggestions would be appreciated

__._,_.___
Posted by: Henry Hart <hencool007@yahoo.com>
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (3)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
[TSP_Strategy] Re: Retirement and TSP

[TSP_Strategy] Re: Retirement and TSP

 

I retired on December 31, 2016, and I have remained in the TSP. I was planning on moving 50% of my TSP to a Vanguard IRA but changed my mind when the decision was made that in a few years withdrawal options from the TSP would change. Low fees become a major factor while in a down market environment. Good luck to all..!!

__._,_.___
Posted by: dwight.waterman@yahoo.com
Reply via web post • Reply to sender • Reply to group • Start a New Topic • Messages in this topic (8)
Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.
Neither the TSP Strategy group, nor individual members, are licensed or authorized to provide investment advice. Any statements made herein merely reflect the personal opinions of the individual group member. Please make your own investment decisions based upon your personal circumstances.

.

__,_._,___
Andriansyah / Tulis Komentar / Baca Selengkapnya »
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