[TSPStrategy] CARES ACT

A co-worker took out a withdrawal of their TSP under the CARES ACT last year. I read that a condition of the withdrawal is that it is paid back in 5 years, if I'm not mistaken, which my co-worker wasn't aware of. How is it paid back? Are payment plans set up by TSP or the employee? Is it paid back like a regular loan that is taken out under TSP?
Thank you
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