Re: [TSPStrategy] S Funds

Winfield100 I agree with you, wish I had been advised to go 100% (C fund when I started) C or S back in the late 80's and to have just left it alone. I really knew nothing about investing in my 20's.  I did miss part of the losses in 08 and this Feb but left too much on table as you said. Still have done ok. Do you see any reason you would cut back on 100% S and how long do you have to go before retirement?

Richard

On Nov 18, 2020, at 11:59 AM, winfield100 via groups.io <winfield100=yahoo.com@groups.io> wrote:



Note: It fluctuates, BUT the trendlines are _UP_ for S fund

Me, i'm 100% in S and have been for a very long time, like _years_

I do graph C,S,I,F funds with 20 day moving averages and +/- 2SD Bollinger bands as the raw data tends to stay inside 2 standard deviations and "hug" either the upper or lower bands

I also do a graph "is daily greater than 10 day, 20 day and 50 day moving average as _long term signal_

You _cannot_ "time the market" trying that can and will lose you well over $1,000,000 from personal experience as there are smarter and faster people out there

I look at trends

(outside the S funds, I love renewable energy, biotech and electric vehicles, and "TAAS" transportation as a Service where you hail a smart car to take you places, why own a car when you park it 97% of the day and pay insurance, fees, taxes etc for the fun of it

I follow very smart folks who do the hard work for me though and look at what they do. If you want a suggestion look at the ARK funds, BUT TSP has done us very very well and i'm lazy

Last 2 months with 20 day move avg and trend line upwards

<1605717621880blob.jpg>

Since Christmas 2019, "black Swan" in late feb but recovered. the trend line is up

<1605717666749blob.jpg>

Since June 2012  trend line up. graph has 20 day mov average plus 2 standard dev bands, removed daily data as graph too noisy otherwise

<1605717791393blob.jpg>

ALL this data is free to download and graph in Excel

all it takes is a little time to get set up then spend lunch hour looking at it and absorbing 

<TSP Spillover Updated 11_18_20.pdf>

<1605717621880blob.jpg>

<1605717666749blob.jpg>

<1605717791393blob.jpg>